Shawna McDonald

REVERSE MORTGAGE


Your local Grass Valley, Nevada City and Auburn

Personal Loan Officer

Professional - Confidential 

    







HUD has announced the new time sensitive reverse mortgage program rules,

Call Shawna today to find out they change your cash out options!

(530) 497-3010

Yes we have the JUMBO and PURCHASE reverse mortgage programs

Call Shawna for a custom quote on these programs




Calculate Your Reverse Mortgage

















Grass Valley, Nevada City and Auburn Leading Reverse Mortgage Specialist

Shawna McDonald  Licensed Loan Advisor

(530) 497-3010

By appointment, I also serve the greater Sacramento area too for your confidential, personal reverse mortgage needs, call today.

NMLS  #271335

BRE #00585530

These form provides estimates of benefits from several reverse mortgage programs.

These estimates are not an offer to make anyone a loan, nor do they qualify anyone to obtain a loan. Your privacy is of utmost importance to us. No information you enter here will be shared or retained.


Shawna's Expertise

In 2012 Shawna was awarded the “Scottsman Guide” designation as the # 1 reverse mortgage loan officer in the nation; no one else in the nation helped more seniors complete reverse mortgages than she did in 2012**.

A long time resident of Sonoma County, and now residing in Grass Valley, Shawna is a graduate of Sonoma State with a degree in Business, Shawna brings her unique understanding of the needs of her local reverse mortgage clients. 

Shawna has added to her loan product offerings to her clients: conventional loans for purchase and refinance, jumbo loans, Harp 2 refinances, FHA and VA purchase and streamline refinance” She is licensed to help residents in the state of California.


“No matter what your goals are, I can help you learn about the loan program that is right for you!”





Call Shawna

530-497-3010

or fill out this

contact form

 





Free Consultation

 Why search hours on the Internet looking for the answers of a particular reverse mortgage questions when you can call me? I'm your local advisor!

Get a Free Consultation


Six Secrets of a Reverse Mortgage


   Secret # 1

You MAY make payments on a reverse mortgage if YOU choose to do so.

Feel a bit “guilty” about doing a reverse mortgage and never being required to make another monthly mortgage payment again? We will indeed pay off your existing mortgage balance, thereby relieving you of budget busting required monthly mortgage payments. HOWEVER, you CAN make a monthly payment, or make a payment at any interval YOU choose, of any amount YOU choose, for no fee or penalty . This slows down the increase of the reverse mortgage balance, thereby increasing the likelihood of equity being left for your heirs. This flexibility has allowed many of my clients to go forward with their revere mortgage because they felt less “guilty” about not making any mortgage payments.

Here is an Actual Example of this WIN - WIN Solution:

Ed and Nancy were strained with a $1500 a month mortgage payment and yet dearly loved their home and did not want to sell and move into a smaller home or apartment. Dan wanted to complete a reverse mortgage to free up money from their monthly budget to enjoy retirement more with some travel plans he had long dreamed of. Lucy wanted that too but also felt “guilty” about not making any monthly mortgage payments. With lots of discussion between us about the revelation that they COULD make monthly mortgage payments, they decided to move forward with on the reverse mortgage, we paid off their existing loan balance, and they now make an $700 a month payment on the principal of their reverse mortgage. Their monthly budget, post reverse mortgage, therefore had an $800 per month liquidity boost.   To read more click here...



For more information, please,  contact  Shawna McDonald

– Your local Grass Valley, Nevada City & Auburn

Personal Loan Officer 



Member of:







Call Shawna

530-497-3010

Shawna's Office Location:

412 E. Main Street, Suite N

Grass Valley, CA 95945

Serving happy clients in Grass Valley, Nevada City & Auburn areas California.

Read about the area's history here:

The California Gold Rush...Eureka Gold is discovered! It's 1855, people came from Ireland, England, Germany, China, Chile and all around the world. The rich underground mines of Grass Valley made it the richest mining community in California. Even during the Depression of the 1930s, Grass Valley thrived because of its mining-based economy.


Non Profit Organizations Shawna Supports:


Supporter of Meals on Wheels for homebound Seniors

The Sierra Foothills Audubon Society

Humane Society of the Sierra Foothills



Bear Yuba Land Trust




In 2012 Shawna was awarded the “Scottsman Guide” designation as the # 1 reverse mortgage loan officer in the nation

**Scottsman Guide Annual Reverse Mortgage Loan Originator Ranking http://www.scotsmanguide.com/TO/2012/reverse_volume.asp